As of August 2026 Cursor costs $0 on Hobby, $20 a month for Pro, and $40 per user for a Teams Standard seat. Cursor describes Pro Plus as 3x Pro agent limits, Ultra as 20x Pro agent limits, and Teams Premium as 5x Standard agent limits, but does not publicly publish prices for those three tiers. Every paid plan includes generous use of Cursor's own models plus a dollar allowance for third-party models, and past that allowance you continue on demand at the same API rates, billed in arrears.
- Published prices: Hobby $0, Pro $20, and Teams Standard $40 per user. Pro Plus, Ultra, and Teams Premium prices are not publicly published.
- Cursor describes Pro Plus as 3x Pro limits, Ultra as 20x Pro limits, and Teams Premium as 5x Standard limits.
- The sticker price is not the bill. On-demand usage is billed on top at API rates.
- Check Cursor's plan picker for the current Pro Plus, Ultra, and Teams Premium prices before comparing tiers.
- Tab and Auto do not draw the third-party allowance. Pinning a frontier model does.
Every price, with the annual rate
Checked August 2026 against the Cursor pricing page and pricing reference. Cursor publishes annual rates for Teams seats; individual plans offer yearly billing without a published annual figure.
| Tier | Per month | Annual rate | Who it is for |
|---|---|---|---|
| Hobby | $0 | n/a | Evaluating it. Limited agent requests, no expiry, no card |
| Pro | $20 | Yearly billing offered, rate not published | The standard individual plan |
| Pro Plus | Not publicly published | Not publicly published | Daily agent users who exhaust Pro; 3x Pro agent limits |
| Ultra | Not publicly published | Not publicly published | Agent power users; 20x Pro agent limits |
| Teams Standard | $40 per user | $32 per user | A team wanting one invoice, SSO, and shared context |
| Teams Premium | Not publicly published | Not publicly published | Team members running agents all day, at 5x Standard usage |
| Enterprise | Custom | Custom | Pooled usage, SCIM, audit logs, access controls |
| Start (India only) | ₹649, tax inclusive | n/a | Cursor models only, no third-party pool, no on demand |
Cursor restructured Teams pricing in June 2026, taking effect immediately for new customers and from 1 July 2026 for renewals. Standard seats got significantly more included usage at the same price, and the new Premium seat was introduced with five times the included agent usage of a Standard seat. Cursor does not publicly publish the Premium seat price.
What each step up actually buys
Every paid tier includes broadly the same features. The price ladder sells usage rather than capability, and usage is measured in two separate pools.
Included allowances as published in the Cursor pricing reference, checked August 2026.
| Tier | Cursor Models pool | Other Models allowance | Extra |
|---|---|---|---|
| Hobby | Limited | None | Enough to evaluate the editor |
| Pro | Generous included usage | $20 | Unlimited Tab, cloud agents, MCP, skills, hooks, Bugbot |
| Pro Plus | Generous included usage | $70 | Same features, 3x Pro limits on Agent |
| Ultra | Generous included usage | $400 | 20x Pro limits on Agent, priority access to new features |
| Teams Standard | Included | Included | SSO, central billing, team marketplace, usage analytics, privacy mode |
| Teams Premium | Included | Included | 5x Standard limits on Agent |
The Cursor Models pool covers Cursor's own models, Composer 2.5 and Cursor Grok 4.5. The Other Models pool covers everything from OpenAI, Anthropic, Google, and the rest, charged at each model's API rate. Pro, Pro Plus, and Ultra all include unlimited Tab completions.
The higher tiers are easiest to compare by capacity: Pro Plus carries 3x Pro agent limits and Ultra carries 20x. Cursor does not publicly publish their dollar prices, so use the current plan picker rather than stale upgrade arithmetic from an article.
The bill is not the sticker price
This is the part most price articles omit, and it is the part that shows up on the card. When the included allowance is spent, Cursor does not stop you. Its documentation says you can add on-demand usage and continue at the same API rates with pay-as-you-go billing, billed monthly, and that requests are never downgraded in quality or speed.
Three profiles. The tier prices and allowances are published; the overage estimates are illustrative arithmetic, not quoted from Cursor.
| Profile | Pattern | Likely monthly bill |
|---|---|---|
| Reader | Tab all day, occasional Inline Edit, agent a few times a week | $20. Pro, allowance largely untouched |
| Delegator | Several agent runs a day on a pinned frontier model, large repository | Pro Plus, or Pro plus overage; check the current plan price |
| Power user | Parallel agents, long sessions, frontier models, all day | Ultra, or a lower tier plus overage; check the current plan price |
The crossover is the useful number, and you can do it yourself from the price shown in Cursor's plan picker. On-demand carries no volume discount, so compare one month of consistent overage against the current upgrade price. The public page does not publish the Pro Plus or Ultra dollar price, so a fixed crossover quoted elsewhere will go stale.
What $20 buys elsewhere
Cursor Pro sits at the same price as almost every other entry plan in this market, which makes the comparison unusually clean: at $20 you are choosing a shape, not a budget.
Entry-tier prices checked August 2026.
| Product | Entry price | What the money buys |
|---|---|---|
| Cursor Pro | $20/mo | An AI-native editor, unlimited Tab, agent, and a $20 third-party model allowance |
| GitHub Copilot Pro | $10/mo | Completion and agent mode inside VS Code, with the full Microsoft marketplace intact |
| Claude Pro | $20/mo | Claude Code in the terminal, plus the Claude apps |
| ChatGPT Plus | $20/mo | Codex in the terminal, web, and IDE, plus ChatGPT |
| Gemini CLI | $0 | A real terminal agent, 60 requests a minute and 1,000 a day on a personal Google account |
| Aider | $0 for the software | You pay model tokens only, often pennies per session |
The honest conclusion is that price is the wrong axis here. Cursor makes the hours you spend reading and editing code faster. A terminal agent removes some of those hours entirely. Plenty of people pay $40 a month for one of each and consider it obvious, because the two subscriptions are not competing for the same hour of the day.
Keeping the bill where you want it
- Default to Auto. It does not draw the third-party allowance and it is exempt from the Teams token rate. Reach for a named frontier model deliberately, for the problem that needs it, then go back.
- Check the usage page monthly. Cursor shows the two pools separately. Which one is emptying tells you whether the fix is a tier change or a habit change.
- Decide your on-demand policy up front, especially on Teams. A metered rail with nobody watching it is how a $40 seat becomes a surprise line item.
- Compare the upgrade against your overage, not against the previous tier. Consistent overage means the next tier is already cheaper.
- Take the annual rate once you are sure. Cursor publishes $32 per user for Teams Standard annually; check the plan picker for Premium.
- Scope agent tasks. An unscoped request makes the agent read half the repository before it edits anything, and reading is most of what a turn costs.
Why the old advice contradicts itself
Cursor has repriced repeatedly, and each era used different units. That is why search results for this question are so inconsistent, and it is the single most useful thing to know before you trust a number.
| Era | Unit | The complaint at the time |
|---|---|---|
| Fast and slow requests | A monthly count of premium requests | Running out mid-month, then queueing behind slow requests |
| Credit pool | Compute credits by model | Opaque, and impossible to predict before spending |
| Current | Two pools: included Cursor Models, plus a dollar allowance for other models | Less legible than a request count, but far more generous |
Questions people ask
Hobby is free, Pro is $20 a month, and a Teams Standard seat is $40 per user. Cursor does not publicly publish prices for Pro Plus, Ultra, or Teams Premium; it describes them as 3x Pro, 20x Pro, and 5x Standard agent limits respectively. Enterprise is custom. Checked August 2026.
At the published monthly price, Pro is $240 per year. Cursor publishes an annual Teams Standard rate of $32 per user per month. It does not publicly publish annual prices for Pro Plus, Ultra, or Teams Premium, so check the plan picker for current figures.
The top individual tier, with 20x Pro limits on Agent. Cursor does not publicly publish its dollar price, so compare the current figure in the plan picker with your actual on-demand overage before upgrading.
Yes, if you let it. Past the included allowance you can add on-demand usage and continue at the same model API rates, billed monthly in arrears, with no drop in quality or speed. That is the difference between the sticker price and the bill.
Pro Plus has 3x Pro limits on Agent, but Cursor does not publicly publish its dollar price. It suits someone who exhausts Pro every month but is nowhere near Ultra; compare the current plan-picker price with your actual on-demand overage.
A Standard seat is $40 per user per month or $32 billed annually. Teams Premium has 5x Standard agent limits, but Cursor does not publicly publish its price. Teams and Enterprise also pay a Cursor Token Rate of $0.25 per million tokens on third-party model requests, which Auto and the first-party models are exempt from.
Because the model changed three times: fast and slow request counts, then a credit pool, then the current two-pool arrangement. Any undated article probably describes a previous era, and its recommendation is stale too.
If you spend most of your day reading and editing code, Tab alone usually justifies it. If you mostly delegate whole tasks, the same $20 buys Claude Pro or ChatGPT Plus, both of which include a terminal agent that fits that shape better.
Sources
Every figure above was read from these pages on August 2026. Vendors reprice without notice; if you find a stale number, tell us.