As of August 2026 Cursor costs $0 on Hobby, $20 a month for Pro, $60 for Pro Plus, and $200 for Ultra. A Teams Standard seat is $40 per user and a Teams Premium seat is $120 per user. Cursor describes Pro Plus as 3x Pro agent limits, Ultra as 20x Pro agent limits, and Teams Premium as 5x Standard agent limits. Every paid plan includes generous use of Cursor's own models plus a dollar allowance for third-party models, and past that allowance you continue on demand at the same API rates, billed in arrears.
- Individual prices: Hobby $0, Pro $20, Pro Plus $60, Ultra $200. Teams seats are $40 and $120 per user.
- Cursor describes Pro Plus as 3x Pro limits, Ultra as 20x Pro limits, and Teams Premium as 5x Standard limits. Those are capacity multiples, not price multiples.
- The sticker price is not the bill. On-demand usage is billed on top at API rates.
- Every individual and team price is published in Cursor's pricing documentation, not only in the signed-in plan picker.
- Tab and Auto do not draw the third-party allowance. Pinning a frontier model does.
Every price, with the annual rate
| Tier | Per month | Annual rate | Who it is for |
|---|---|---|---|
| Hobby | $0 | n/a | Evaluating it. Limited agent requests, no expiry, no card |
| Pro | $20 | Yearly billing offered, rate not published | The standard individual plan |
| Pro Plus | $60 | Yearly billing offered, rate not published | Daily agent users who exhaust Pro; 3x Pro agent limits |
| Ultra | $200 | Yearly billing offered, rate not published | Agent power users; 20x Pro agent limits |
| Teams Standard | $40 per user | $32 per user | A team wanting one invoice, SSO, and shared context |
| Teams Premium | $120 per user | Not published separately | Team members running agents all day, at 5x Standard usage |
| Enterprise | Custom | Custom | Pooled usage, SCIM, audit logs, access controls |
| Start (India only) | ₹649, tax inclusive | n/a | Cursor models only, no third-party pool, no on demand |
Cursor restructured Teams pricing in June 2026, taking effect immediately for new customers and from 1 July 2026 for renewals. Standard seats got significantly more included usage at the same price, and the new Premium seat was introduced at $120 per user with five times the included agent usage of a Standard seat.
What each step up actually buys
Every paid tier includes broadly the same features. The price ladder sells usage rather than capability, and usage is measured in two separate pools.
| Tier | Cursor Models pool | Other Models allowance | Extra |
|---|---|---|---|
| Hobby | Limited | None | Enough to evaluate the editor |
| Pro | Generous included usage | $20 | Unlimited Tab, cloud agents, MCP, skills, hooks, Bugbot |
| Pro Plus | Generous included usage | $70 | Same features, 3x Pro limits on Agent |
| Ultra | Generous included usage | $400 | 20x Pro limits on Agent, priority access to new features |
| Teams Standard | Included | Included | SSO, central billing, team marketplace, usage analytics, privacy mode |
| Teams Premium | Included | Included | 5x Standard limits on Agent |
The Cursor Models pool covers Cursor's own models, Composer 2.5 and Cursor Grok 4.5. The Other Models pool covers everything from OpenAI, Anthropic, Google, and the rest, charged at each model's API rate. Pro, Pro Plus, and Ultra all include unlimited Tab completions.
Note that the allowance and the price are separate numbers, and Pro Plus is the clearest case: it costs $60 and includes $70 of third-party usage, so the inclusion is deliberately larger than the sticker. Ultra costs $200 and includes $400. The 3x and 20x figures describe agent capacity, not what you pay.
The bill is not the sticker price
This is the part most price articles omit, and it is the part that shows up on the card. When the included allowance is spent, Cursor does not stop you. Its documentation says you can add on-demand usage and continue at the same API rates with pay-as-you-go billing, billed monthly, and that requests are never downgraded in quality or speed.
| Profile | Pattern | Likely monthly bill |
|---|---|---|
| Reader | Tab all day, occasional Inline Edit, agent a few times a week | $20. Pro, allowance largely untouched |
| Delegator | Several agent runs a day on a pinned frontier model, large repository | $60 on Pro Plus, or $20 plus overage |
| Power user | Parallel agents, long sessions, frontier models, all day | $200 on Ultra, or a lower tier plus overage |
The crossover is the useful number, and the published prices let you do the arithmetic without signing in. On-demand carries no volume discount, so compare one month of consistent overage against the $40 step from Pro to Pro Plus, or the $180 step from Pro to Ultra. Consistent overage above either number means the upgrade is already the cheaper option.
What $20 buys elsewhere
Cursor Pro sits at the same price as almost every other entry plan in this market, which makes the comparison unusually clean: at $20 you are choosing a shape, not a budget.
| Product | Entry price | What the money buys |
|---|---|---|
| Cursor Pro | $20/mo | An AI-native editor, unlimited Tab, agent, and a $20 third-party model allowance |
| GitHub Copilot Pro | $10/mo | Completion and agent mode inside VS Code, with the full Microsoft marketplace intact |
| Claude Pro | $20/mo | Claude Code in the terminal, plus the Claude apps |
| ChatGPT Plus | $20/mo | Codex in the terminal, web, and IDE, plus ChatGPT |
| Gemini CLI | $0 | A real terminal agent, 60 requests a minute and 1,000 a day on a personal Google account |
| Aider | $0 for the software | You pay model tokens only, often pennies per session |
The honest conclusion is that price is the wrong axis here. Cursor makes the hours you spend reading and editing code faster. A terminal agent removes some of those hours entirely. Plenty of people pay $40 a month for one of each and consider it obvious, because the two subscriptions are not competing for the same hour of the day.
Keeping the bill where you want it
- Default to Auto. It does not draw the third-party allowance and it is exempt from the Teams token rate. Reach for a named frontier model deliberately, for the problem that needs it, then go back.
- Check the usage page monthly. Cursor shows the two pools separately. Which one is emptying tells you whether the fix is a tier change or a habit change.
- Decide your on-demand policy up front, especially on Teams. A metered rail with nobody watching it is how a $40 seat becomes a surprise line item.
- Compare the upgrade against your overage, not against the previous tier. Consistent overage means the next tier is already cheaper.
- Take the annual rate once you are sure. Cursor publishes $32 per user for Teams Standard annually. Premium lists at $120 per user monthly with no separate annual figure.
- Scope agent tasks. An unscoped request makes the agent read half the repository before it edits anything, and reading is most of what a turn costs.
Why the old advice contradicts itself
Cursor has repriced repeatedly, and each era used different units. That is why search results for this question are so inconsistent, and it is the single most useful thing to know before you trust a number.
| Era | Unit | The complaint at the time |
|---|---|---|
| Fast and slow requests | A monthly count of premium requests | Running out mid-month, then queueing behind slow requests |
| Credit pool | Compute credits by model | Opaque, and impossible to predict before spending |
| Current | Two pools: included Cursor Models, plus a dollar allowance for other models | Less legible than a request count, but far more generous |
Questions people ask
How much does Cursor cost?
Hobby is free, Pro is $20 a month, Pro Plus is $60, and Ultra is $200. A Teams Standard seat is $40 per user and a Teams Premium seat is $120 per user. Those upper tiers carry 3x Pro, 20x Pro, and 5x Standard agent limits respectively. Enterprise is custom. Checked August 2026.
How much is Cursor per year?
At the published monthly prices, Pro is $240 per year, Pro Plus is $720, and Ultra is $2,400. Cursor publishes an annual Teams Standard rate of $32 per user per month, which is $384 per seat per year. It publishes no separate annual rate for the individual tiers or for Teams Premium.
What is Cursor Ultra?
The top individual tier, at $200 a month with 20x Pro limits on Agent and a $400 allowance for third-party models. Compare that $180 step up from Pro against your actual on-demand overage before upgrading.
Does Cursor charge extra when you run out?
Yes, if you let it. Past the included allowance you can add on-demand usage and continue at the same model API rates, billed monthly in arrears, with no drop in quality or speed. That is the difference between the sticker price and the bill.
Is Cursor Pro Plus worth it over Pro?
Pro Plus is $60 a month with 3x Pro limits on Agent and a $70 third-party allowance. It suits someone who exhausts Pro every month but is nowhere near Ultra: if your on-demand overage runs above the $40 step consistently, the upgrade already pays for itself.
How much does Cursor cost for a team?
A Standard seat is $40 per user per month or $32 billed annually. A Premium seat is $120 per user per month and carries 5x Standard agent limits. Teams and Enterprise also pay a Cursor Token Rate of $0.25 per million tokens on third-party model requests, which Auto and the first-party models are exempt from.
Why does Cursor pricing information contradict itself?
Because the model changed three times: fast and slow request counts, then a credit pool, then the current two-pool arrangement. Any undated article probably describes a previous era, and its recommendation is stale too.
Is Cursor worth $20 a month?
If you spend most of your day reading and editing code, Tab alone usually justifies it. If you mostly delegate whole tasks, the same $20 buys Claude Pro or ChatGPT Plus, both of which include a terminal agent that fits that shape better.
Sources
Every figure above was read from these pages on August 2026. Vendors reprice without notice; if you find a stale number, tell us.